<TitleType>01</TitleType> <TitleText textcase="02">Housing the New Russia</TitleText>

Cornell University Press cornell@onixsuite.com 20130522 eng

COM.ONIXSUITE.9780801450372 03 01 Cornell University Press 01 GCOI 80140100924090 02 0801450373 03 9780801450372 15 9780801450372 59 BB <TitleType>01</TitleType> <TitleText textcase="02">Housing the New Russia</TitleText> 1 A01 Zavisca, Jane R. Jane R. Zavisca Jane R. Zavisca is Assistant Professor of Sociology at the University of Arizona. 01 eng 264 00 264 03 33 03 13 07 11 18 9 SOC026000 JFFB 10 POL029000 10 SOC026030 24 Internet Sociology 24 Internet Urban Studies 24 Internet Slavic and Eurasian Studies 24 Internet Political Science / Russia, CIS, and the Former USSR 01 01 01 In Housing the New Russia, Jane R. Zavisca examines Russia's attempts to transition from a socialist vision of housing, in which the government promised a separate, state-owned apartment for every family, to a market-based and mortgage-dependent model of home ownership. In 1992, the post-Soviet Russian government signed an agreement with the United States to create the Russian housing market. The vision of an American-style market guided housing policy over the next two decades. Privatization gave socialist housing to existing occupants, creating a nation of homeowners overnight. New financial institutions, modeled on the American mortgage system, laid the foundation for a market. Next the state tried to stimulate mortgages—and reverse the declining birth rate, another major concern—by subsidizing loans for young families.Imported housing institutions, however, failed to resonate with local conceptions of ownership, property, and rights. Most Russians reject mortgages, which they call "debt bondage," as an unjust "overpayment" for a good they consider to be a basic right. Instead of stimulating homeownership, privatization, combined with high prices and limited credit, created a system of “property without markets.” Frustrated aspirations and unjustified inequality led most Russians to call for a government-controlled housing market. Under the Soviet system, residents retained lifelong tenancy rights, perceiving the apartments they inhabited as their own. In the wake of privatization, young Russians can no longer count on the state to provide their house, nor can they afford to buy a home with wages, forcing many to live with extended family well into adulthood. Zavisca shows that the contradictions of housing policy are a significant factor in Russia's falling birth rates and the apparent failure of its pronatalist policies. These consequences further stack the deck against the likelihood that an affordable housing market will take off in the near future. 02 Jane R. Zavisca examines Russia's attempts to transition from a socialist vision of housing, in which the government promised a separate, state-owned apartment for every family, to a market-based and mortgage-dependent model of home ownership. 04 Introduction: A Painful QuestionPart I: The Development of the Post-Soviet Housing Regime1. The Soviet Promise: A Separate Apartment for Every Family 2. Transplant Failure: The American Housing Model in Russia 3. Maternity Capitalism: Grafting Pronatalism onto Housing Policy 4. Property without Markets: Who Got What as Markets FailedPart II: The Meaning of Housing in the New Russia5. Disappointed Dreams: Distributive Injustice in the New Housing Order 6. Mobility Strategies: Searching for the Separate Apartment 7. Rooms of Their Own: How Housing Affects Family Size 8. Children Are Not Capital: Ambivalence about Pronatalist Housing Policies 9. To Owe Is Not to Own: Why Russians Reject MortgagesConclusion: A Market That Could Not EmergeAppendix: Characteristics of Interviewees Cited in TextNotes Works Cited Index 08 "Zavisca meticulously examines the causes and consequences of mortgage housing market failure in the new Russia. . . . By providing insights into the new Russian society and the challenges it faces regarding housing, population and family life, economy, stratification, and social change, Zavisca makes an important contribution to Russian studies, economics, and political sociology. Highly recommended."—Choice (January 2013) 08 "Zavisca's book examines how and why the attempt to import American-style housing finance institutions failed in a system she characterises as 'property without markets.' What is strikingly refreshing about this book is the injection of sociology into a debate—and in international terms and agenda—that has been dominated by economists. Zavisca highlights the legacy of socialist tenures as one reason for a strong cultural resistance to western-style mortgages, and this helps to explain why the 'transition' country that has attempted to adopt the American system most closely has ended up with possibly the smallest mortgage market of any of these countries."—Mark Stephens, Research and Policy Blog, Institute for Housing, Urban, and Real Estate Research (11 February 2013) 08 "Housing the New Russia is a well-written and important book on a timely subject, the U.S.-sponsored, Russian-backed program to establish a mortgage-based housing market in the aftermath of the Soviet collapse. By explaining the complex reasons Russians rejected the idea of mortgages, Jane R. Zavisca's analysis of the housing reform project offers a highly significant case study of the outcomes of American aid approaches to 'fixing’ post-Soviet societies."—Michele Rivkin-Fish, The University of North Carolina at Chapel Hill, author of Women's Health in Post-Soviet Russia 08 "The link between homeownership and mortgages is unquestioned in the United States; homeownership is an essential part of the American dream, and mortgages have been institutionalized as a path to become a homeowner. Jane R. Zavisca highlights the fact that this assumption is a product of a particular cultural and historical époque and does not fit contemporary Russia. Housing the New Russia is an insightful and thoroughly documented account of an attempt to create a housing market in a culture where housing is viewed as a right rather than an (overpriced) commodity. A must-read for anyone interested in the cultural foundations of emerging markets, housing policy, and the postcommunist region."—Alya Guseva, Boston University, author of Into the Red: The Birth of the Credit Card Market in Postcommunist Russia 04 03 72 01 http://www.cornellpress.cornell.edu/resources/titles/80140100924090/images/80140100924090L.jpg 07 03 72 01 http://www.cornellpress.cornell.edu/resources/titles/80140100924090/images/80140100924090S.jpg http://www.cornellpress.cornell.edu/book/?GCOI=80140100924090 Cornell University Press 01 02 2021862 Cornell University Press Ithaca US 04 20120522 01 WORLD 01 9.25 in 02 6.13 in 08 18 oz 07 2021862 CUP Services http://www.cornellpress.cornell.edu 02 CA MX US BV AL AD AM AU AT AZ BY BA BG HR CY CZ DK EE FO FI GE DE GI GR HM HU IS IE MK IT PS KZ LV LI LT LU UM MT MC ME NL NZ NO PG PL PT RO RU SM AX SK SI ES SJ SE CH TR UA GB VA 02 Y 11 32 01 02 x 75.00 USD 06 5013546051314 NBN International http://www.nbninternational.com 02 BV AL AD AM AT AZ BY BE BA BG HR CY CZ DK EE FO FI FR GE DE GI GR HM HU IS IE MK IT PS KZ LV LI LT UM MT MD MC ME NL NO PL PT RO RU SM AX SK SI ES SJ SE CH TR UA GB VA AU CA JP MX US NZ PG 02 Y 20 20120522 32 01 02 x 02 46.50 GBP